Unlock the Power
to do more
Get up to ₦300,000 in credit limit. Experience freedom, rewards, and endless possibilities.
Built to help you thrive
Experience a seamless online platform designed with your convenience in mind. No lengthy paperwork or time-consuming processes. Just a few simple steps, and you'll have access to funds that open doors to over a thousand merchants.
How Lucred works
Our application process is very fast and seamless. Our approach to this is to make getting credit easy as logging into your bank mobile app.
Get Approved
No more waiting in anticipation. Our cutting-edge algorithms swiftly review your information, ensuring speedy approvals that'll leave you amazed.
Repay
Repaying your credit has never been easier. Our APR model ensures accurate interest calculations each day, empowering you to settle your dues anytime and still reap the rewards.
Apply
In few minutes, we analyze your data and work our magic to get you approved. It's quicker than saving a contact on your phone!
Spend
With 1000+ merchants available on our platform, you have a plethora of options to shop from. You can also use Lucred in-store or on third party websites. Debit card coming soon
Seamless Application
Easily Accessible Credit
Low Interest Rates
Shopping
Discount
Support
Our Partners
How can we help you?
You have questions, we have answers!
Lucred
A standard credit
card for everyone