Smart Budget Calculator
Take control of your finances with our intuitive budget calculator. Based on the proven 50/30/20 rule, allocate 50% for needs, 30% for wants, and 20% for savings to build a sustainable financial future.
Calculate Your Budget
Enter your monthly income to see your recommended budget breakdown
Visual Breakdown
See how your income is distributed across essential categories
Needs
Rent, utilities, groceries, insurance
Wants
Entertainment, dining out, hobbies
Savings
Emergency fund, investments, retirement
Why the 50/30/20 Rule Works
This time-tested budgeting framework helps millions achieve financial stability and growth
50% Needs
Essential Expenses
Cover your essential expenses like housing, utilities, minimum loan payments, and groceries.
30% Wants
Lifestyle & Fun
Enjoy life with entertainment, dining out, shopping, and other discretionary spending.
20% Savings
Future Security
Build your financial future with emergency funds, investments, and retirement contributions.